Beginning January 1, 2026, the Aetna $200 PPO Plan will transition to the Aetna $300 PPO Plan. The in-network deductible will increase from $200/$600 to $300/$900 and must be met before coinsurance applies (except preventive care). At the same time, out-of-pocket costs will decrease: hospitalization and inpatient mental health will move from 20% coinsurance to $0, and emergency room visits will drop from a $100 copay to $0. Prescription coverage will also improve, with mail-order generics reduced from $30 to $20 and formulary brand medications lowered from $60 to $40.

Visit the attachments below for a full comparison of the 2025 and the 2026 plan summaries