OPEN ENROLLMENT FOR 2024 HAS ENDED

Prepare for Lift Off!

Ignite Your Journey with Open Enrollment !

    Log Into Workday and Make Your Selections

  • Update Benefits Elections
  • Add or Drop Dependents
  • Enroll in FSA and HSA
  • Enroll in Voluntary Benefits!

Access Benefit Provider information and Webinars!

Open Enrollment Deadline is
November 10, 2023!

Open Enrollment is your opportunity to make/change your plan elections, add/drop dependents for the upcoming year, and enroll in FSA/HSA. 

Selections made during Open Enrollment will be effective January 1, 2023. 

You will be able to make changes in Workday October 16th through November 10th, with a January 1, 2024 effective date.

Log into Workday to complete your Open Enrollment

by 5pm on November 10, 2023.

What's New for 2024...

NEW AND ENHANCED VOLUNTARY BENEFITS!

New Voluntary Benefit Plan- Identity Protection and Cyber Security Plan with LifeLock

Identity protection and cyber security plan helps manage the unforeseen circumstances of identity theft; coverage includes:

  • credit monitoring

  • asset recovery

  • device and internet protection

Enroll during the open enrollment period for an effective date of coverage of 1/1/2024.

New Voluntary Benefits Plan-Loan and Financial Wellness Program with Kashable

Kashable Logo

  • Kashable loans at a glance
      • Loan amounts from $250 to $20,000
      • Low-fixed APRs*
      • 6-24 month repayment terms**
      • Easy repayment through payroll\
  • Kashable offers reliable support to help improve your financial well-being with access to:
      • Free credit monitoring
      • Live Financial coaching
      • Savings and spending accounts
      • A financial literacy library

Eligible employees may apply for a loan with Kashable anytime during the year! Once approved, your funds will be deposited directly to your bank account in as little as one business day.***

*The APR for Kashable loans ranges from 6% to 35.99%. To qualify for the lowest rate, applicant must have a responsible credit history.

**Loan examples: A 12-month $3,500 loan with a finance charge of $265.74 and a 14.89% APR has 26 bi-weekly installments of $140.49 each. An 18-month $4,000 loan with a finance charge of $655.25 and a 21.20% APR has 39 bi-weekly installments of $114.75 each.

***Funding timeframe may depend upon your bank’s policies.

Contact us:

support@kashable.com

+1 (646) 663-4353

Accident Insurance Is Changing from Unum to Aflac

We will transition the Voluntary Accident Insurance from Unum to Aflac. This transition brings an enhanced plan design and benefit schedule including a $25 Wellness benefit payable once per calendar year per insured if you have one of several wellness tests performed.

Note: All current UNUM plan members will automatically be transitioned to the new Aflac Accident Insurance plan on January 1, 2024 unless you cancel your plan during the open enrollment period.

Cancelling or changing plans is completed in Workday. Click ‘Enroll in Voluntary Benefits’ and navigate to the Alliant Choice Plus platform. (We will NO LONGER offer the Accident Insurance through Unum)

Enhanced Voluntary Legal Insurance with MetLife

MetLife Legal Insurance now includes Divorce and Custody benefits and Plus Parents benefit. With Plus Parents, you can extend legal resources to your and your spouse’s parents with a new, reduced monthly premium!

Transition Auto and Home Insurance to InsureOne

InsureOne Logo

Starting 1/1/2024, you will have more options for Auto & Home Insurance and will see InsureOne Premier on the Alliant Choice Plus platform.

The InsureOne Premier program gives you access to an online quoting platform, dedicated service team, and experienced California agents who will compare insurance quotes across the many carriers.

Note: The Auto & Home program through Farmers, Liberty Mutual, and Travelers will end on 12/31/23. Employees can continue to get quotes through these three carriers through December 2023.

Coverage will be set up as a direct bill payment after January 1, 2024 (payroll deductions are no longer available for Auto & Home coverage after January 1, 2024)

New Voluntary Benefit Plan- Additional Option for Pet Insurance with Metlife through LifeBalance

Metlife and Lifebalance Logo

Starting 1/1/2024, you will have an option for Pet Insurance with Metlife in addition to the current Pet Insurance with Nationwide. To learn more, log into Workday, click ‘Enroll in Voluntary Benefits’, and navigate to the LifeBalance program and search for MetLife Pet.

You may enroll in Metlife Pet Insurance through the LifeBalance platform anytime during the year starting 1/1/2024.Coverage with Metlife will be direct bill payment only.

FSA and HSA

If you wish to continue your Flexible Health or Dependent Care Spending Account (FSA) or Health Savings Account (HSA), you must elect an annual amount during each Open Enrollment as this amount will not rollover from the previous plan year.

  • The maximum amount you may contribute to a Healthcare Flexible Spending Account for the 2024 plan year is $3,050.
  • The maximum amount you may contribute to a Dependent Day Care Flexible Spending Account is $5,000 a year.
  • The maximum amount you may contribute to a Health Savings Account (HSA) is $4,150 for individual and $8,300 for family coverage.

Take Action during the Open Enrollment Period! Review and Select your 2024 Medical Plan in Workday!

Benefits Fairs



Join us IN PERSON on October 17 11:30AM-2PM at County Center to meet with your CORE BENEFITS REPRESENTATIVES


Join us VIRTUALLY on October 25 11:30AM-2PM at https://benefits.smc-hr.org/ to video chat with our Benefit Providers

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